Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your use of the Insurably® website and associated services. By accessing or using this site, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. About Us

Insurably® is a trading name of Insurably Ltd, registered in England and Wales. Company Number: 15527466. Our registered office is at 17 Grafton Way, Northampton, NN5 6NG. We are registered with the Information Commissioner’s Office (ICO) under registration number ZB893710.

We are an Appointed Representative of Movo Partnership Ltd who are directly authorised and regulated by the Financial Conduct Authority (FCA), registration number 823503. Movo Partnership Ltd is registered in England, Company Number: 11544238.

3. Use of Our Website

• You must be at least 18 years old to use this website.
• Use of our website is for personal or legitimate business use only.
• You must not misuse our services or attempt to access them in any unlawful manner.

4. Insurance Services

We provide access to insurance products for businesses and property owners. Policies are arranged through regulated insurance providers. Full terms of any insurance policy will be made available to you before you purchase and are governed by the insurer’s terms and conditions.

5. Data Accuracy

You are responsible for ensuring all details provided are accurate and truthful. Providing incorrect or incomplete information may affect your eligibility for cover or the validity of your policy.

6. Intellectual Property

All content on this website, including logos, branding, text, and code, is the intellectual property of Insurably Ltd or its licensors. It may not be copied, modified, distributed, or used for commercial purposes without prior written permission.

7. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential losses arising from your use of this website or our services. We do not guarantee uninterrupted access to our site.

8. Privacy

Your personal data is handled in accordance with our Privacy Policy. We comply with UK GDPR and the Data Protection Act 2018 in how we collect, use, and store your information.

9. Third-Party Links

Our site may contain links to third-party websites. These are provided for your convenience only. We have no control over their content or privacy practices and do not endorse or accept responsibility for them.

10. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page. Please check regularly to stay informed. Your continued use of the site indicates acceptance of any changes.

11. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact Us

If you have any questions regarding these Terms, please contact us at:

Email: team@insurably.co.uk

Post: Insurably Ltd, 17 Grafton Way, Northampton, NN5 6NG

13. Disclaimer: Information and Guidance

All content on the Insurably® website, including but not limited to articles, guides, checklists (such as those related to the Work at Height Regulations 2005 or other trade-specific guidance), general descriptions of insurance products, and any other informational materials, is provided for general information and guidance purposes only.

This information is not intended to constitute professional, financial, legal, health and safety, or specific industry advice, and should not be relied upon as such. While we strive to ensure the accuracy and currency of the information presented, we make no guarantees, representations, or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of the information for any particular purpose.

You must always seek independent professional advice from a qualified expert in the relevant field (e.g., a financial advisor, legal professional, health and safety consultant, or industry specialist) before making any decisions or taking any actions based on the information provided on this website. Your specific circumstances, legal obligations, and operational requirements should be thoroughly assessed by a professional who can provide tailored recommendations.

Any reliance you place on the information obtained from this website is therefore strictly at your own risk. Insurably Ltd will not be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from reliance on, or use of, the information contained on this website.