Legal Expenses
Cover

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Legal cover that’s got your back.

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What is Legal Expenses Cover?

Legal Expenses Cover is an optional add-on to your Home Insurance that helps cover the cost of pursuing or defending legal claims related to your home and everyday life. From boundary disputes and neighbour disagreements to employment issues and consumer contract disputes, legal protection insurance ensures you’re not alone when legal problems arise.

For homeowners, leaseholders, and families, having Legal Expenses Cover provides peace of mind that legal fees, solicitor costs, and court expenses are taken care of when it matters most.

Who Needs Legal Expenses Cover?

Legal issues can affect anyone. This cover is particularly valuable for:

  • Homeowners and Leaseholders – Protection against disputes related to your property.
  • Tenants – Support for tenancy-related legal claims or disputes.
  • Working Professionals – Legal assistance for employment tribunal representation.
  • Consumers – Cover for disputes over faulty goods or services you’ve purchased.

Why is Legal Expenses Insurance Important?

Legal fees can quickly become expensive. Legal Expenses Cover ensures you can afford the right representation and advice, without having to worry about the cost. It offers support across a range of common legal issues affecting households.

Legal Expenses Cover typically protects against:

  • Property Disputes – Disagreements with neighbours over boundaries, fences, or rights of way.
  • Employment Disputes – Wrongful dismissal, redundancy issues, or workplace discrimination claims.
  • Consumer Contract Claims – Disputes after buying faulty goods or services.
  • Legal Defence – If you're wrongly accused of an offence and need legal help.
  • Inheritance Disputes – Help contesting or defending a will.

What’s Covered in Legal Expenses Cover?

Legal Expenses as part of your home insurance can include:

  • Solicitor and court fees – Costs of hiring a lawyer or attending court.
  • Advice helpline – Access to a legal advice helpline for early support.
  • Personal injury claims – Support if you’re injured and seeking compensation.
  • Disputes over your home – Including planning permission, trespass, or property damage issues.

What’s Not Covered?

  • Pre-existing disputes or known legal issues before the policy start date.
  • Fines, penalties, or compensation awarded against you.
  • Legal action taken without the insurer’s approval.
  • Business-related disputes (unless otherwise stated).

Is Legal Expenses Cover Worth It?

Yes, especially if you want peace of mind and affordable access to legal help. Legal disputes can cost thousands—having cover in place means you're not paying that out of pocket. It’s one of the most cost-effective add-ons you can include in your Home Insurance policy.

Get Legal Expenses Cover with Insurably

At Insurably, we work with a range of trusted insurers to offer affordable legal protection insurance tailored to your needs. Whether it’s a simple neighbour dispute or a complex employment case, we’ll help you find the right cover at the right price.

Start your quote online today and feel confident knowing you have support when legal issues arise.

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For when legal trouble comes home.

  • Small local office, no call centres.
  • Experienced, knowledgeable staff.
  • We keep it simple—no jargon, just clear and honest advice.

What does Legal Expenses Cover include?

  • Neighbour & Boundary Disputes
  • Employment Disputes
  • Consumer Contract Disputes

What's Covered?

What's Not Covered?

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Legal Expenses Cover can be a lifeline when unexpected disputes arise—whether it’s a boundary issue with a neighbour, employment dispute, or contract disagreement. It helps cover the cost of legal advice, solicitor fees, and court proceedings, offering peace of mind when you need it most.
Emily Turner Managing Director | Turner Consultants

25+

years of experience in home insurance

100+

insurer markets accessed

100%

confidence in property protection

Legal Expenses Insurance – Frequently Asked Questions

Legal expenses insurance covers the cost of legal advice, solicitor fees, and court expenses related to disputes that may arise in connection with your home. It’s often available as an optional add-on to your home insurance policy and provides support for a wide range of legal matters.
Legal protection typically includes:
  • Boundary disputes with neighbours over fences, hedges, or land ownership.
  • Planning permission issues and appeals.
  • Consumer disputes related to faulty goods or services.
  • Employment disputes such as unfair dismissal or redundancy.
  • Contract disputes with tradespeople or service providers.
  • Property damage disputes where another party has caused damage to your home.
Legal expenses cover is not usually included in standard home insurance policies. It is typically offered as an optional extra. When added, it enhances your policy by covering the legal costs of home-related disputes and providing access to a legal advice helpline.
Legal expenses cover is often available for a small additional fee—typically £15 to £30 per year—when added to your home insurance policy. The cover limits usually range from £50,000 to £100,000 in legal costs, depending on the provider.
Yes, if your policy includes neighbour dispute cover, legal expenses insurance can help with ongoing noise complaints or antisocial behaviour. It may provide legal advice and support if the situation escalates and formal legal action becomes necessary.
Yes, legal protection can support you in cases where you have paid for building work or home improvements that are incomplete, poor quality, or not delivered as agreed. Your policy may help cover solicitor fees to resolve the dispute or pursue compensation.
In many cases, yes. If someone causes damage to your home or property—such as a neighbour’s tree falling on your fence or a builder damaging your drive—legal expenses insurance may help you recover the costs through legal action.