Multi-Property Landlord
Insurance
What is Multi-Property Landlord Insurance?
Multi-Property Insurance is designed for landlords and investors managing multiple rental properties. Whether you own a large property portfolio, multiple buy-to-let properties, or a mix of residential and commercial buildings, this insurance consolidates cover into one simple policy, protecting against risks such as property damage, loss of rent, and liability claims.
For portfolio landlords, property investors, and letting agencies, Multi-Property Insurance provides a cost-effective and efficient way to manage insurance across multiple properties.
Who Needs This?
If you own more than one rental property, a dedicated Multi-Property Insurance policy simplifies management and ensures consistent cover across your portfolio. This includes:
- Portfolio Landlords – Cover for multiple rental properties under a single policy.
- Property Investors – Protection for those with a mix of residential and commercial properties.
- Letting Agencies – Cover for managed properties on behalf of landlords.
- Block Property Owners – Ideal for freeholders and those owning multiple units in a block.
- Short-Term Let Landlords – Cover for multiple holiday rentals or Airbnb properties.
Why is it Important?
Managing multiple properties can be complex, and having separate policies for each can be costly and time-consuming. Multi-Property Insurance simplifies this by offering:
- One Policy, One Renewal Date – No more juggling multiple policies.
- Cost Savings – Consolidated cover can often be more affordable.
- Comprehensive Protection – Cover for property damage, loss of rent, and liability risks.
- Flexibility – Easily add or remove properties as your portfolio changes.
Coverage at a Glance
Know exactly what you're protected against.
What's Covered
Multi-Property Insurance typically includes:
- Building Insurance – Covers structural damage across all properties.
- Contents Insurance – Protection for furnishings in furnished lets.
- Landlord Liability – Covers claims for injuries or damages involving tenants or visitors.
- Loss of Rent – Compensation if a property becomes uninhabitable due to an insured event.
- Alternative Accommodation – Covers rehousing costs if tenants need temporary accommodation.
What's Not Covered
- General wear and tear across properties.
- Tenant non-payment of rent (unless rent guarantee cover is added).
- Malicious damage by tenants (unless covered under optional add-ons).
Additional Cover You May Need
Depending on your business type, consider adding these protections.
Get the right cover for your business
At Insurably, we have access to 100's of insurer markets. No matter how unique your requirements, we find the right cover to suit you.
What does Multi-Property Landlord cover you for?
Portfolio Landlord Insurance doesn’t have to follow a one-size-fits-all model. Insurably® uses in-depth market knowledge to strategically place each property with the most suitable insurer—ensuring tailored cover, optimised pricing, and full protection across your entire portfolio. It’s a smarter, more efficient way to insure multiple properties with confidence.
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