Family Office
Cover
What is Family Office Cover?
Family Office Insurance is a bespoke high net worth insurance solution tailored for ultra-wealthy individuals and private households. It offers comprehensive protection for luxury homes, multiple properties, private staff, valuable assets, and complex financial interests—often under a single policy, managed discreetly through a family office.
Whether you’re safeguarding your estate, art collection, trust portfolio, or personal staff, this high-value cover is designed to offer seamless protection for those with significant and sophisticated insurance needs.
Who Needs This?
Family Office Insurance is ideal for individuals and families with high-value lifestyles and complex asset structures, such as:
- Ultra-High Net Worth Households – With primary residences, second homes, and international properties.
- Private Family Offices – Managing wealth, legacy planning, and personal staff.
- Collectors – Of fine art, classic cars, wine, antiques, and jewellery.
- Families with Private Employees – Including estate managers, nannies, drivers, or chefs.
- Discerning Individuals – Requiring a holistic and confidential approach to risk management.
Why is it Important?
Standard insurance policies often fall short when dealing with high-value assets, global travel, or private employees. Family Office Insurance gives you peace of mind with global, specialist protection designed to handle the most intricate personal risk exposures.
- Damage to Estates or Listed Properties – Full reinstatement, including heritage rebuild costs.
- Theft or Damage to Valuables – Including art, heirlooms, or items on loan or display.
- Liability for Domestic Staff – Employer's liability and legal protection.
- Cyber Crime and Identity Theft – High-limit cover for modern digital threats.
- Trustee or Fiduciary Liability – Legal defence for trustees and family office executives.
Coverage at a Glance
Know exactly what you're protected against.
What's Covered
What's Not Covered
Additional Cover You May Need
Depending on your business type, consider adding these protections.
Get the right cover for your business
At Insurably, we have access to 100's of insurer markets. No matter how unique your requirements, we find the right cover to suit you.
What does Family Office cover you for?
High-value home insurance is designed for individuals and families with complex needs—such as multiple properties, valuable collections, or household staff. Insurably simplifies the process by offering tailored, all-in-one protection with a dedicated advisor, ensuring everything is properly covered and nothing is overlooked.
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