Legal Expenses
Cover
What is Legal Expenses Cover?
Legal Expenses Cover is an optional add-on to your Home Insurance that helps cover the cost of pursuing or defending legal claims related to your home and everyday life. From boundary disputes and neighbour disagreements to employment issues and consumer contract disputes, legal protection insurance ensures you’re not alone when legal problems arise.
For homeowners, leaseholders, and families, having Legal Expenses Cover provides peace of mind that legal fees, solicitor costs, and court expenses are taken care of when it matters most.
Who Needs This?
Legal issues can affect anyone. This cover is particularly valuable for:
- Homeowners and Leaseholders – Protection against disputes related to your property.
- Tenants – Support for tenancy-related legal claims or disputes.
- Working Professionals – Legal assistance for employment tribunal representation.
- Consumers – Cover for disputes over faulty goods or services you’ve purchased.
Why is it Important?
Legal fees can quickly become expensive. Legal Expenses Cover ensures you can afford the right representation and advice, without having to worry about the cost. It offers support across a range of common legal issues affecting households.
Legal Expenses Cover typically protects against:
- Property Disputes – Disagreements with neighbours over boundaries, fences, or rights of way.
- Employment Disputes – Wrongful dismissal, redundancy issues, or workplace discrimination claims.
- Consumer Contract Claims – Disputes after buying faulty goods or services.
- Legal Defence – If you're wrongly accused of an offence and need legal help.
- Inheritance Disputes – Help contesting or defending a will.
Coverage at a Glance
Know exactly what you're protected against.
What's Covered
Legal Expenses as part of your home insurance can include:
- Solicitor and court fees – Costs of hiring a lawyer or attending court.
- Advice helpline – Access to a legal advice helpline for early support.
- Personal injury claims – Support if you’re injured and seeking compensation.
- Disputes over your home – Including planning permission, trespass, or property damage issues.
What's Not Covered
- Pre-existing disputes or known legal issues before the policy start date.
- Fines, penalties, or compensation awarded against you.
- Legal action taken without the insurer’s approval.
- Business-related disputes (unless otherwise stated).
Additional Cover You May Need
Depending on your business type, consider adding these protections.
Get the right cover for your business
At Insurably, we have access to 100's of insurer markets. No matter how unique your requirements, we find the right cover to suit you.
What does Legal Expenses cover you for?
Legal Expenses Cover can be a lifeline when unexpected disputes arise—whether it’s a boundary issue with a neighbour, employment dispute, or contract disagreement. It helps cover the cost of legal advice, solicitor fees, and court proceedings, offering peace of mind when you need it most.
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