Car Fleet
Insurance
What is Car Fleet Insurance?
Car Fleet Insurance provides comprehensive coverage for businesses operating multiple vehicles. Whether you run a delivery service, taxi firm, logistics company, or manage a corporate fleet, this insurance ensures all your vehicles are protected under a single, cost-effective policy.
For small businesses, large enterprises, and fleet operators, Car Fleet Insurance simplifies management, reduces costs, and ensures compliance with legal requirements.
Who Needs This?
Any business that owns or operates multiple vehicles should consider Car Fleet Insurance. This includes:
- Courier & Delivery Companies – Protection for vans and delivery vehicles against accidents and liability claims.
- Taxi & Private Hire Firms – Ensures seamless cover for all company-owned cars and drivers.
- Logistics & Haulage Businesses – Covers lorries, HGVs, and other transport vehicles against road risks.
- Construction & Trade Fleets – Essential for businesses using multiple work vans or company vehicles.
- Corporate & Sales Teams – Comprehensive coverage for company cars used by employees.
Why is it Important?
Managing individual vehicle policies can be costly and time-consuming. Car Fleet Insurance streamlines coverage, reduces administration, and ensures business continuity in case of accidents or claims.
Key benefits include:
- Cost Savings – A single fleet policy is often cheaper than insuring vehicles separately.
- Flexible Driver Cover – Option for ‘Any Driver’ policies, allowing multiple employees to drive insured vehicles.
- 24/7 Protection – Coverage for theft, damage, accidents, and liability claims.
- Streamlined Management – One renewal date and simplified admin for your fleet.
Coverage at a Glance
Know exactly what you're protected against.
What's Covered
Car Fleet Insurance policies typically include:
- Comprehensive, Third Party, Fire & Theft, or Third Party Only Cover – Choose the level of protection that suits your fleet.
- Liability Cover – Protection against third-party claims for injury or damage.
- Breakdown Assistance – Optional add-on for roadside recovery.
- Windscreen & Glass Cover – Protection against costly repairs or replacements.
- Replacement Vehicles – Minimise downtime with courtesy vehicles.
What's Not Covered
- Personal use of fleet vehicles outside business purposes (unless specified in policy).
- Wear and tear or mechanical failure.
- Uninsured drivers or those without proper authorisation.
Additional Cover You May Need
Depending on your business type, consider adding these protections.
Get the right cover for your business
At Insurably, we have access to 100's of insurer markets. No matter how unique your requirements, we find the right cover to suit you.
What does Car Fleet cover you for?
Fleet Insurance keeps your vehicles—and your business—moving, with protection against accidents, theft, damage, and liability claims. Insurably® provides tailored fleet cover that’s clear, competitive, and hassle-free—so you can focus on operations, not insurance paperwork.
2,905
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insurer markets accessed
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